AUTOMARKET
From what risks it is possible to insure a vehicle
The insurance risk (insured event) is the event provided
by the contract of insurance at which approach there
is a duty of the insurer to make insurance payment
to the insurer, to the insured person, выгодоприобретателю
and to other third parties.
The list of insurance risks from which the vehicle
can be insured, the additional equipment, life and
health of the driver and passengers, is great enough
and characteristic for all Russian organisations specialising
on autoinsurance.
Automobile and lorries, minibuses, trailers and semitrailers
can be insured from following risks:
– Plunders by theft, a robbery, robbery (stealing);
– Damages or destructions as a result of road accident,
illegal actions of the third parties, a fire, explosion,
act of nature, falling of flying machines or their
fragments, other alien subjects (including snow, ice,
the stones which have taken off from under wheels
of other vehicles);
– Trade dress losses (insurance of the given risk
is offered only some organisations, for example).
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